up to $1600 Funded Same Day
6-12 Month Terms
We are not a Payday Lender!
Loan Approval as soon as 30 minutes
Compare a $300 Loan over 4 months
Payday Loans vs Third Gen Loans
Third Gen Loans gives you a fair price and a repayment timeline that works within your budget
Total Monthly
Payments
Number of
Payments
Final Monthly Payment
Total Amount Paid for Loan
Borrower's Cost to Borrow $300
$94.50
4
$94.50
$378
$78
Payday Loan Companies
$152.28
7
($76.14 per payment, at 2 payments per month, for the first 3 months)
$376.14
$832.98
$532.98
CREDIT REPORTING
Third Gen Loans is licensed and regulated by the State Of Texas, Office of Consumer Credit Commissioner. We operate to help Texans across the state improve and build their credit, by reporting on their behalf, to all three major credit bureaus.
TRANSPARENT TERMS
We have no hidden fees or fine print. We charge $4 per every $100 borrowed. All customers are given the same rate of interest and straight forward calculations on your loan costs.
FAQ's
Understanding the difference between a payday lender and a company that offers traditional and personal installment loans means the difference between financing that will help you, versus financing that will hurt you. Learn about what sets us apart from payday lenders.